Transferring a balance if there's no 0% or low-rate interest rate offer can work, but it's important to do the math first. Say you have a $3, balance with a. 0% interest on balance transfers for up to 10 months†; a two-year annual fee rebate†. You'll only have to pay a 1% fee when. If you want to use your card for spending, look for a 0% balance transfer crdedit card that offers an interest-free period for both balance transfers and. The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months. 5 min read Jul 09, Shot of a young. 10 partner offers ; Wells Fargo Active Cash Card · 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers ; Citi Custom Cash.
Reflect® Card. Enjoy our lowest intro APR for 21 months ; Active Cash® Card. Earn unlimited 2% cash rewards on purchases ; Autographservice mark℠ Card. Earn 3X. Citi Simplicity® Credit Card · on balance transfers for 21 months · Low intro APRon purchases for 12 months. 0 ; Citi® Diamond Preferred® Credit Card · on balance. Here are the best 0% intro APR balance transfer credit cards to help you avoid interest. Find cards that offer 0% APR for 21 months. Yes, a 0% interest balance card may benefit you for a short time, but that 0% APR does not last forever. Scotiabank Value® Visa* Card. 0% introductory interest rate on balance transfers for the first 10 months (% after that; annual fee $29).2 Plus no annual. 0% APR Credit Cards · Citi® Diamond Preferred® Card · Capital One Quicksilver Cash Rewards Credit Card · Citi Double Cash® Card · Citi Custom Cash® Card · Capital. A 0% introductory APR offer on a credit card can save money by having all your payments go toward knocking out the principal balance instead of being used to. Slate Edge credit card · Save on interest with a low intro APR for 18 months ; Chase Freedom Unlimited credit card · Earn a $ bonus · Unlimited % cash back is. For most cards, the 0% period is only reserved for balance transfers that are made within the first 60 or 90 days – though always check your card for its time. If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save. For most cards, the 0% period is only reserved for balance transfers that are made within the first 60 or 90 days – though always check your card for its time.
A balance transfer credit card is a card that offers an introductory 0% APR for six to 21 months. This allows you to make significant traction on paying down. Citi Double Cash® Card: Best feature: month 0% introductory rate on balance transfers. Citi Simplicity® Card: Best feature: 0% introductory APR promotion. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that. U.S. Bank Visa® Platinum Card: 0% intro period for the first 18 billing cycles on balance transfers (after, % - % variable APR). Balances must be. The Citi® Diamond Preferred® Card offers a super-lengthy 0% intro APR period on balance transfers, and there's also a decent offer on purchases. But the balance. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that. Bank of America® Unlimited Cash Rewards credit card. 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within. 0% intro APR for 18 months from account opening on purchases and balance transfers. After the intro period, a variable APR of Min. of (+) and. Wells Fargo Reflect 0% APR on balance transfers (within days) AND purchases for 21 months. Balance transfer fee is high (mine is 5%) and.
0% Intro APR Card Offers (5) ; Blue Cash Everyday Card · 3% cash back at U.S. supermarkets on up to $6K in purchases (then 1%) · 3% cash back on U.S. online retail. Reflect® Card 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. %, % or % variable APR thereafter. Most cards have rates as low as 1% or 2%. Lately, some credit cards have even been offering 0% interest on transfers. Find a credit card that offers those. If you're trying to consolidate your credit card debt or finance a big purchase, the Citi Simplicity® Card offers a long 0% intro APR period on purchases and. Balance transfers give you the chance to move high-interest credit card balances from one card over to a different card with a low or zero percent introductory.
Utilizing a balance transfer offer is a strategic way to save serious money on interest charges. For example, debt that's moved to a credit card with a 0%.