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Loan term: The length of time you have to pay back your loan (year and year fixed-rate loans are common.) 30 Years. We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and. The Ent Mortgage Payment Calculator allows you to enter your home purchase price, interest rate, loan term, down payment, annual insurance, property taxes. Research mortgage rates to get a better idea of the current rate environment. Your interest rate will depend on the type of loan you have, such as FHA or. See what our current mortgage rates are today and use them in your home mortgage calculator input above. Loan Term. This is the duration of the mortgage, or.